Make Your Dream Home a Reality with the Right Loan

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BENEFITS
Benefits of Choosing CreditInsta for Your Home Loan

When you choose CreditInsta you unlock a world of benefits:
Are You Loan-Ready?

1. Indian citizen, aged 18 to 35 years
2. Secured admission in a recognized Indian or international institution
3. Co-applicant (usually a parent/guardian) with regular income
4. Decent credit history (from the co-applicant) preferred
5. Valid admission letter, fee structure, and academic records
6. ITRs or salary slips of the co-applicant (for unsecured loan approval)
Documents You’ll Need for Faster Approvals

1. Passport-size photographs
2. Identity Proof: Aadhaar Card / PAN Card / Passport / Voter ID
3. Address Proof: Utility bill / Rent agreement / Passport / Aadhaar
4. Income Proof:
Salaried: Latest salary slips, Form 16
Self-Employed: ITRs for last 3 years, Business proof
5. Bank Statements: Last 6 months.
6. Property Documents: Sale Deed, Allotment Letter, etc.
The CreditInsta Process - Secure, Smart, Hassle-Free

Apply Online
Fill out a quick form with your basic details

Meet Your CredVisor
Get personalized loan recommendations

Submit Documents
Simple, secure uploads

Card Ready, Benefits Begin
We download your card, help you save it safely, and explain what to do next (e.g., future scheme linkages, accident cover).

TYPES OF LOAN
Which Home Loan Option Fits You Best?

Buy a ready or under-construction property with ease. We help you choose the right bank, EMI plan, and paperwork - so you focus on the move, not the stress.

Whether it’s a kitchen upgrade or a fresh coat of paint, get funds to improve your space without dipping into your savings.

From application to disbursal, our Edu Visors are with you every step of the way.

Planning to buy land and build later? This combined loan keeps it simple - one plan, one EMI, full flexibility.

Already have a loan? Shift to a better rate and reduce your EMIs - CreditInsta handles the transfer process smoothly and at zero cost.

Need extra funds during your loan tenure? Get a top-up on your existing home loan with low interest and minimal paperwork.
THINGS TO CONSIDER
Things that you should consider for your loan!

The process of home loans is laid out in simple and comprehensibleterms.
Compare loan: Compare loan offers from multiple lenders.
Terms and Conditions: Read and understand all terms and conditions carefully.
Budget planning: Plan your budget to manage EMIs effectively.
Customized Advice: Consult with your CredInsta for tailored advice.

FAQ
Frequent queries on Home Loan
get started
Are you ready to secure a better future for your family Home Loan?

Don’t wait to make your dream a reality. Apply now and let CreditInsta connect you with the best home loan deals in no time.
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